Terms of use

1. Introduction

Welcome to this website. By accessing or using this website, you agree to comply with and be bound by these Terms of Use. If you do not agree with these Terms, you should not use the website. This website is operated by Merities Consulting LLC (“we”, “us”, “our”).

2. Website operator

This website is operated by: Merities Consulting LLC, registered address: Lorzeninsel 6, 6332 Switzerland.  Company number: CHE-328.711.115  The website infrastructure and hosting services are provided by third-party providers, including GoDaddy. Further information about how technical data may be processed in connection with hosting is described in our Privacy Policy.

3. Changes to these terms

We may update these Terms of Use from time to time to reflect legal, technical, or operational changes. The updated version will be published on this page with the revised effective date. Continued use of the website after changes are published constitutes acceptance of the updated Terms.

4. Use of the website

You agree to use the website only for lawful purposes. You must not:

• use the website in violation of applicable laws or regulations
• attempt to gain unauthorized access to systems or networks
• introduce malware, viruses, or harmful technologies
• interfere with other users’ use of the website

We reserve the right to restrict or terminate access if these Terms are violated.

5. Intellectual property

All intellectual property rights in this website and its content (including text, graphics, logos, and other materials) belong to us or our licensors and are protected under applicable copyright and intellectual property laws. You may view or print content for personal and non-commercial use only. You may not reproduce, distribute, modify, or republish website content without prior written permission.

6. External Links

This website contains links to third-party websites operated by other organisations or service providers. These websites operate independently. We do not control them and are not responsible for their content, services, or privacy practices.

7. No professional advice or client relationship

The information provided on this website is for general informational purposes only.

Nothing on this website constitutes professional advice, consulting services, or creates a client or advisory relationship. A professional relationship is only established through a separate written agreement.

8. Data Protection

We process personal data in accordance with applicable data protection laws, including the Swiss Federal Act on Data Protection (FADP) and, where applicable, the EU General Data Protection Regulation (GDPR). Further information about how personal data may be collected and used is provided in our Privacy Policy.

9. Website availability and security

We take reasonable measures to maintain the security and availability of the website. However, we cannot guarantee uninterrupted or error-free operation and are not responsible for temporary interruptions or technical issues beyond our control.

10. Limitation of Liability

To the extent permitted by applicable law, we are not liable for damages arising from the use of this website or reliance on its content. Nothing in these Terms excludes liability where such limitation is not permitted by applicable law.

11. Governing Law

These Terms are governed by the laws of Switzerland. If you are a consumer residing in Switzerland or the European Union, mandatory consumer protection laws in your jurisdiction remain unaffected.

Effective Date: 11 March 2026